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[88,"88B",413560.17077242304,334363.36923726788,520599.27379587363,420904.47656926652,null,null,null,null,null,null,88,149534.80317757014,120898.87794392525,188237.9287058824,152190.35223529415]
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[90,"90B",413560.17077242304,334363.36923726788,520599.27379587363,420904.47656926652,null,null,null,null,null,null,90,149534.80317757014,120898.87794392525,188237.9287058824,152190.35223529415]
[91,"91B",413560.17077242304,334363.36923726788,520599.27379587363,420904.47656926652,null,null,null,null,null,null,91,149534.80317757014,120898.87794392525,188237.9287058824,152190.35223529415]
[92,"92B",413560.17077242304,334363.36923726788,520599.27379587363,420904.47656926652,null,null,null,null,null,null,92,149534.80317757014,120898.87794392525,188237.9287058824,152190.35223529415]
[93,"93B",413560.17077242304,334363.36923726788,520599.27379587363,420904.47656926652,null,null,null,null,null,null,93,149534.80317757014,120898.87794392525,188237.9287058824,152190.35223529415]
[94,"94B",413560.17077242304,334363.36923726788,520599.27379587363,420904.47656926652,null,null,null,null,null,null,94,149534.80317757014,120898.87794392525,188237.9287058824,152190.35223529415]
[95,"95B",413560.17077242304,334363.36923726788,520599.27379587363,420904.47656926652,null,null,null,null,null,null,95,149534.80317757014,120898.87794392525,188237.9287058824,152190.35223529415]
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[98,"98B",413560.17077242304,334363.36923726788,520599.27379587363,420904.47656926652,null,null,null,null,null,null,98,149534.80317757014,120898.87794392525,188237.9287058824,152190.35223529415]
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[]
[]
[null,null,null,"Tarifas de zona 1 y 2",null,null,null,null,null,null,null,null,null,"Tarifas de zona 1 y 2",null,null,"Tarifa 2017 - 2018",null,null,null,null,null,null,"Tarifas de zona 1 y 2",null,null,"Tarifa 2018 - 2019",null,null,"Tarifas de zona 1 y 2",null,null,"Tarifa 2019 - 2020",null,null,"Tarifas de zona 1 y 2",null,null,"Marzo 2020 - Diciembre 2020",null,null,"Tarifas de zona 1 y 2",null,null,"Enero 2021 - Febrero 2021"]
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[]
["ZONA"," EMERGENCIA EN EL EXTRANJERO"]
["A","CIUDADES A 20 KM. DE LA FRANJA FRONTERIZA CON LOS E.U.A."]
["B","BAJA CALIFORNIA, BAJA CALIFORNIA SUR, SONORA, CHIHUAHUA, COAHUILA, NUEVO LEÓN, CAMPECHE, YUCATÁN Y QUINTANA ROO"]
["C"," EL RESTO DEL PAÍS (EXCEPTO ZONA A Y ZONA B)"]
[]
[" COBERTURA EN EL EXTRANJERO"]
[" ZONA A = CIUDADES A 20 KM. DE LA FRANJA FRONTERIZA CON LOS E.U.A."]
[" ZONA B = BAJA CALIFORNIA, BAJA CALIFORNIA SUR, SONORA, CHIHUAHUA, COAHUILA, NUEVO LEÓN, CAMPECHE, YUCATÁN Y QUINTANA ROO"]
[" ZONA C = EL RESTO DEL PAÍS"]

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[null,"-","En atención en Hospiten aplica deducible y coaseguro "]

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[null,null,"NOMBRE","NOMBRE"]
[{"$f":"IF($D$7=\"NUEVA\",IF(AND(E30>=18,E30<60),1,0),IF(AND(E30>=18,E30<65),1,0))","v":0},"Titular",null,null,null,{"$f":"IF(AND(D7=\"NUEVA\",D11<10000),\"DEDUCIBLE INVÁLIDO\",IF(D7=\"NUEVA\",IF(E30>64,\"EDAD NO PERMITIDA\",IF(D9=\"FAMILIAR\",IF(E30<18,\"EDAD NO PERMIDITA\",\"\"),\"\")),IF(D9=\"FAMILIAR\",IF(E30<18,\"EDAD NO PERMIDITA\",\"\"),\"\")))","v":""},"ANUAL",{"$f":"+IMPRESION!K91","v":0},0,{"$f":"+H30","v":0}]
[{"$f":"IF($D$7=\"NUEVA\",IF(AND(E31>=18,E31<60),1,0),IF(AND(E31>=18,E31<65),1,0))","v":0},{"$f":"IF(D9=\"FAMILIAR\",\"Cónyuge\",\"\")","v":""},null,null,null,{"$f":"IF($D$7=\"NUEVA\",IF(E31>64,\"EDAD NO PERMITIDA\",\"\"),\"\")","v":""},"SEMESTRAL",{"$f":"IF((IMPRESION!K86*RSEM/2+DER)*(1+$D$26)<1000,0,(IMPRESION!K86*RSEM/2+DER)*(1+$D$26))","v":0},{"$f":"IF(H31=0,0,(IMPRESION!K86*RSEM/2)*(1+$D$26))","v":0},{"$f":"+I31+H31","v":0}]
[0,{"$f":"IF($D$9=\"FAMILIAR\",\"Dependiente 1\",\"\")","v":""},null,null,null,{"$f":"IF($D$7=\"NUEVA\",IF(E32>69,\"EDAD NO PERMITIDA\",\"\"),\"\")","v":""},"TRIMESTRAL",{"$f":"IF((IMPRESION!K86*RTRIM/4+DER)*(1+$D$26)<1000,0,(IMPRESION!K86*RTRIM/4+DER)*(1+$D$26))","v":0},{"$f":"IF(H32=0,0,(IMPRESION!K86*RTRIM/4)*(1+$D$26))","v":0},{"$f":"+I32*3+H32","v":0}]
[0,{"$f":"IF($D$9=\"FAMILIAR\",\"Dependiente 2\",\"\")","v":""},null,null,null,"","MENSUAL",{"$f":"IF((IMPRESION!K86*RMES/12+DER)*(1+$D$26)<1000,0,(IMPRESION!K86*RMES/12+DER)*(1+$D$26))","v":0},{"$f":"IF(H33=0,0,(IMPRESION!K86*RMES/12)*(1+$D$26))","v":0},{"$f":"+I33*11+H33","v":0}]
[0,{"$f":"IF($D$9=\"FAMILIAR\",\"Dependiente 3\",\"\")","v":""},null,null,null,""]
[0,{"$f":"IF($D$9=\"FAMILIAR\",\"Dependiente 4\",\"\")","v":""},null,null,null,""]
[0,{"$f":"IF($D$9=\"FAMILIAR\",\"Dependiente 5\",\"\")","v":""},null,null,null,""]
[0,{"$f":"IF($D$9=\"FAMILIAR\",\"Dependiente 6\",\"\")","v":""},null,null,null,"","RECARGOS POR PAGO FRACCIONADO"]
[]
[null,null,null,null,null,null,"SEMESTRAL",4.7300000000000002E-2,"FAVOR de Verificar si estos factores son los vigentes"]
[null,null,null,null,null,null,"TRIMESTRAL",6.9900000000000004E-2]
[null,null,null,null,null,null,"MENSUAL",9.9900000000000003E-2]
[]
[]
[null,"NOTA: LAS COTIZACIONES EN EDADES DE 65 A 79 AÑOS SOLO SON VALIDAS PARA RENOVACION\n          LA EDAD DE CONTRATACION DE LA COBERTURA DE ENFERMEDADES GRAVES ES DE 18 A 59 AÑOS"]
[null,{"$f":"IF(OR($E$30>64,$E$31>64),\"Esta cotización solo es valida para renovaciones\",\"\")","v":""}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["NO.","REGIÓN"]
[1,"OAXACA, TABASCO, VERACRUZ, CAMPECHE, YUCATAN, CHIAPAS, GUERRERO"]
[2,"PUEBLA, TLAXCALA, HIDALGO, NAYARIT"]
[3,"AGUASCALIENTES, GUANAJUATO, JALISCO, MICHOACAN, COLIMA,ZACATECAS"]
[4,"COAHUILA, TAMAULIPAS, NUEVO LEON, DURANGO, CHIHUAHUA"]
[5,"SAN LUIS POTOSI, BAJA CALIFORNIA NORTE, BAJA CALIFORNIA SUR, SINALOA, SONORA, QUERETARO, MORELOS, QUINTANA ROO"]
[6,"DISTRITO FEDERAL, EDO. DE MEXICO"]
[]
[null,null,"DEDUCIBLE",null,"COASEGURO",null,"FORMA DE PAGO",null,null,null,"FP"]
[null,null,3500]
[null,null,4000,null,null,null,"A",{"$f":"IF(H30=0,\"NO APLICA\",\"ANUAL\")","v":"NO APLICA"},null,null,{"$f":"IF(#REF!=\"ANUAL\",1,IF(#REF!=\"SEMESTRAL\",2,IF(#REF!=\"TRIMESTRAL\",4,IF(#REF!=\"MENSUAL\",12,1))))","v":{"$error":"#REF!"}}]
[null,null,4500,null,null,null,"S",{"$f":"IF(H31=0,\"NO APLICA\",\"SEMESTRAL\")","v":"NO APLICA"}]
[null,null,5500,null,0.1,null,"T",{"$f":"IF(H32=0,\"NO APLICA\",\"TRIMESTRAL\")","v":"NO APLICA"},null,null,"IVA"]
[null,null,6000,null,0.15,null,"M",{"$f":"IF(H33=0,\"NO APLICA\",\"MENSUAL\")","v":"NO APLICA"},null,null,0.11]
[null,null,7000,null,0.2,null,"COBERTURA EN EL EXT",null,null,null,0.16]
[null,null,8000,null,null,null,"S","SI"]
[null,null,9000,null,null,null,"N","NO"]
[null,null,10000]
[null,null,15000,null,null,null,"DEDUCIBLE CERO POR ACC"]
[null,null,20000,null,null,"Catalogo","S","SI"]
[null,null,25000,null,null,null,"N","NO"]
[null,null,30000]
[null,null,35000,null,null,null,"Tipo de Póliza"]
[null,null,40000,null,null,null,"NUEVA",0]
[null,null,45000,null,null,null,"RENOVADA",1]
[null,null,50000,null,null,null,"ANTES DEL 01/10/2016",1]
[null,null,75000,null,null,null,"A PARTIR DEL 01/10/2016",0]
[null,null,100000]
[null,null,300000]
[null,null,400000]
[null,null,500000]
[null,null,600000]
[null,null,700000]
[null,null,800000]
[null,null,900000]
[null,null,1000000]
[]
[null,null,null,null,null,0]
[null,"INC EN PARTO O CESAREA","PARTO O CESAREA","PARTO O CESAREA",null,0.15,49400,{"$f":"+Base","v":49400}]
[null,"SI",20000,20000,null,0.25]
[null,"NO",30000,30000,null,0.5]
[null,null,40000,40000,null,0.75]
[null,null,50000,{"$f":"+IF(E7=H241,\" \",50000)","v":50000},null,1]
[]
["ZONA"," EMERGENCIA EN EL EXTRANJERO"]
["A","CIUDADES A 20 KM. DE LA FRANJA FRONTERIZA CON LOS E.U.A."]
["B","BAJA CALIFORNIA, BAJA CALIFORNIA SUR, SONORA, CHIHUAHUA, COAHUILA, NUEVO LEÓN, CAMPECHE, YUCATÁN Y QUINTANA ROO"]
["C"," EL RESTO DEL PAÍS   (EXCEPTO ZONA A Y ZONA B)"]
[0]
[{"$f":"1+A266","v":1}]
[{"$f":"1+A267","v":2},null,"TITULAR","CÓNYUGE"]
[3,null,"H",{"$f":"IF((IF(C31=\"\",\" \",D30))=\"H\",\"M\",IF((IF(C31=\"\",\"\",D30))=\"M\",\"H\",IF((IF(C31=\"\",\"\",D30))=\"\",\"\")))","v":""}]
[4,null,"M"]
[5]
[6]
[7,null,"SUMA ASEGURADA",null,null,null,"ENF GVES"]
[8,null,200000,null,"TIPO DE COTIZACIÓN",null,"NO"]
[9,null,300000,null,"INDIVIDUAL",null,10000]
[10,null,400000,null,"FAMILIAR",null,20000]
[11,null,500000,null,null,null,30000]
[12,null,600000,null,null,null,40000]
[13,null,700000,null,null,null,50000]
[14,null,800000,null,null,null,75000]
[15,null,1000000,null,null,null,100000]
[16,null,2000000,null,null,null,150000]
[17,null,3000000,null,null,null,200000]
[18,null,4000000,null,null,null,250000]
[19,null,5000000,null,null,null,300000]
[20,null,6000000,null,null,null,350000]
[21,null,7000000,null,null,null,400000]
[22,null,8000000,null,null,null,450000]
[23,null,9000000,null,null,null,500000]
[24,null,10000000,null,null,null,550000]
[25,null,20000000,null,null,null,600000]
[26,null,30000000,null,null,null,650000]
[27,null,40000000,null,null,null,700000]
[28,null,50000000,null,null,null,750000]
[29,null,70000000,null,null,null,800000]
[30,null,100000000,null,null,null,850000]
[31]
[32]
[33]
[34]
[35]
[36]
[37]
[38]
[39]
[40]
[41]
[42]
[43]
[44]
[45]
[46]
[47]
[48]
[49,null,"Estado","REGIÓN"]
[50,null,"AGUASCALIENTES",3,3,2,{"$f":"+F316-D316","v":-1}]
[51,null,"BAJA CALIFORNIA",2,5,3,{"$f":"+F317-D317","v":1}]
[52,null,"BAJA CALIFORNIA SUR",3,5,3,0]
[53,null,"CAMPECHE",1,1,1,0]
[54,null,"CHIAPAS",2,1,1,-1]
[55,null,"CHIHUAHUA",4,4,3,-1]
[56,null,"COAHUILA",4,3,2,-2]
[57,null,"COLIMA",3,3,2,-1]
[58,null,"CIUDAD DE MÉXICO",5,6,4,-1]
[59,null,"DURANGO",3,3,2,-1]
[60,null,"ESTADO DE MÉXICO",5,6,4,-1]
[61,null,"GUANAJUATO",2,3,2,0]
[62,null,"GUERRERO",2,1,1,-1]
[63,null,"HIDALGO",3,2,1,-2]
[64,null,"JALISCO",3,3,2,-1]
[65,null,"MICHOACÁN",3,3,2,-1]
[{"$f":"1+A331","v":66},null,"MORELOS",4,5,3,-1]
[{"$f":"1+A332","v":67},null,"NAYARIT",2,2,1,-1]
[{"$f":"1+A333","v":68},null,"NUEVO LEÓN",4,4,3,-1]
[{"$f":"1+A334","v":69},null,"OAXACA",1,1,1,0]
[{"$f":"1+A335","v":70},null,"PUEBLA",2,2,1,-1]
[71,null,"QUERÉTARO",3,5,3,0]
[72,null,"QUINTANA ROO",4,5,1,-3]
[73,null,"SAN LUIS POTOSÍ",4,5,3,-1]
[74,null,"SINALOA",3,5,3,0]
[75,null,"SONORA",4,5,3,-1]
[76,null,"TABASCO",2,1,1,-1]
[77,null,"TAMAULIPAS",4,4,3,-1]
[78,null,"TLAXCALA",1,2,1,0]
[79,null,"VERACRUZ",2,1,1,-1]
[80,null,"YUCATÁN",1,1,1,0]
[81,null,"ZACATECAS",3,3,2,-1]
[82]
[83]
[84]
[85]
[86]
[87]
[88]
[89]
[90]
[{"$f":"1+A356","v":91}]
[{"$f":"1+A357","v":92}]
[{"$f":"1+A358","v":93}]
[{"$f":"1+A359","v":94}]
[95]
[96]
[97]
[98]
[99]
[100]

{"sheet":"IMPRESION","index":7,"n_rows":230,"n_cols":11,"rows_kept":230,"cut":false,"hidden":true,"merged":[[104,2,105,11],[8,1,9,10],[74,2,74,10],[99,2,99,10],[102,2,103,10],[93,2,93,3],[11,1,11,10],[91,4,91,6],[75,2,76,6],[75,7,76,7],[75,8,76,8],[75,9,76,9],[94,2,94,3],[85,2,88,7]]}
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2022-02-03"}]
[null,{"$f":"\"Apreciable  \"&COTIZACION!C30","v":"Apreciable  "}]
[]
[null,{"$f":"+\"Agradecemos de antemano su preferencia y esperamos que la presente propuesta de Gastos Médicos \"&COTIZACION!D9&\" cumpla sus expectativas.\"","v":"Agradecemos de antemano su preferencia y esperamos que la presente propuesta de Gastos Médicos INDIVIDUAL cumpla sus expectativas."}]
[]
[]
[null,"CUADRO DE COBERTURAS"]
[null,"-","Tipo de Hospital",null,null,null,null,null,"Todos los hospitales"]
[]
[null,"-","Suma Asegurada",null,null,null,null,null,{"$f":"+CuadroEspecificacionesTARIFARIO!H17","v":100000000},{"$f":"IF(I15<>\"SIN LÍMITE\",\"M.N.\",\"\")","v":"M.N."}]
[]
[null,"-","Deducible por Accidente y Enfermedad",null,null,null,null,null,{"$f":"+CuadroEspecificacionesTARIFARIO!H19","v":10000},"M.N."]
[]
[null,"-","Coaseguro",null,null,null,"Enfermedad",null,{"$f":"+CuadroEspecificacionesTARIFARIO!H22","v":0.1},{"$f":"+CONCATENATE(\"Con tope de \",VLOOKUP(I19,FACTORES!C3:E6,3,FALSE)&\" M.N.\")","v":"Con tope de $35,000 M.N."}]
[null,null,null,null,null,null,"Accidente",null,0]
[]
[null,"-","Incremento al Catálogo",null,null,null,null,null,{"$f":"+TITULAR!E9","v":0}]
[null,"-",{"$f":"IF(I22=0,\"Base de Honorarios Quirúrgicos\",\"Base de Honorarios Quirúrgicos (incluye el incremento de \"&I22*100&\"% seleccionado) \")","v":"Base de Honorarios Quirúrgicos"},null,null,null,null,null,{"$f":"VLOOKUP(COTIZACION!$D$14,FACTORES!$N$8:$O$13,2,0)*FACTORES!$O$14*(1+TITULAR!$E$9)","v":61999.996274999998},"M.N."]
[null,"-","Honorarios por visita intrahospitalaria",null,null,null,null,null,"Catálogo"]
[null,"-","Honorarios por consulta",null,null,null,null,null,"Catálogo"]
[null,"-","Honorarios por enfermera máximo 3 turnos por día durante 30 días",null,null,null,null,null,"Catálogo"]
[null,"-","Habitación Hospital",null,null,null,null,null,"Privado Estándar"]
[null,"-","Sala de operación y recuperación, medicamentos, consumo de oxígeno,"]
[null,null,"servicios de terapia, tratamiento de diálisis y transfusiones de sangre",null,null,null,null,null,"Incluido"]
[null,"-","Renta de aparatos ortopédicos y prótesis",null,null,null,null,null,"Incluido"]
[null,"-","Ambulancia Aérea",null,null,null,null,null,"Incluida"]
[null,"-","Ambulancia Terrestre",null,null,null,null,null,"Incluida"]
[null,"-","Reinstalación automática de Suma Asegurada",null,null,null,null,null,"Incluida"]
[null,"-","Gastos por donación de órganos",null,null,null,null,null,{"$f":"IF(I17<0,\"Excluido\",100000)","v":100000},{"$f":"IF(I34=\"Excluido\",\"\",\"M.N\")","v":"M.N"}]
[null,"-","Renta diaria por hospitalización en un Centro de Asistencia Social máximo 30 días",null,null,null,null,null,{"$f":"IF(I17<0,\"Excluido\",300)","v":300},{"$f":"IF(I35=\"Excluido\",\"\",\"M.N\")","v":"M.N"}]
[null,"-","Gastos por Parto o Cesárea del Titular, Cónyuge o hija asegurada con periodo de"]
[null,null,"espera de 10 meses sin deducible, ni coaseguro",null,null,null,null,null,{"$f":"IF(COTIZACION!E17=\"SUMA ASEGURADA NO PERMITIDA PARA PÓLIZAS NUEVAS\",\"EXCLUIDO \",IF(I17>50000,\"Excluido\",IF(COTIZACION!D16=\"NO\",\"$20,000\",COTIZACION!D17)))","v":"$20,000"},{"$f":"IF(I37=\"Excluido\",\"\",\"M.N\")","v":"M.N"}]
[null,"-","Complicaciones del Embarazo y del Parto del Titular, Cónyuge o hija asegurada, "]
[null,null,"con periodo  de espera de 10 meses, con deducible y coaseguro",null,null,null,null,null,"Catálogo"]
[null,"-","Prematurez siempre que el nacimiento ocurra después de 10 meses de",null,null,null,null,null,"Suma Asegurada "]
[null,null,"alta de la madre",null,null,null,null,null,"Básica",{"$f":"IF(I41=\"Excluido\",\"\",\"Por Evento\")","v":"Por Evento"}]
[null,"-","Preexistencia Declarada, con periodo de espera de 2 años, no aplica reconocimiento",null,null,null,null,null,"Incluida"]
[null,null,"de antigüedad"]
[null,"-","Circuncisión, con periodo de espera de 1 año, no aplica reconocimiento de antigüedad",null,null,null,null,null,"Incluida"]
[null,"-","Padecimientos congénitos para nacidos dentro de la vigencia, dados de alta dentro"]
[null,null,"de los 30 días posteriores al nacimiento y que la madre asegurada cumpla con el"]
[null,null,"periodo de espera de 10 meses. Para los nacidos fuera de vigencia aplica periodo de"]
[null,null,"espera de 12 meses.",null,null,null,null,null,"Incluido"]
[null,"-","Legrado",null,null,null,null,null,{"$f":"IF(I17<0,\"Excluido\",10000)","v":10000},{"$f":"IF(I49=\"Excluido\",\"\",\"M.N\")","v":"M.N"}]
[null,"-","SIDA, siempre que el asegurado se encuentre cubierto en Seguros Banorte al"]
[null,null,"menos 4 años ininterrumpidos",null,null,null,null,null,"Incluido"]
[null,"-","Terapia Psicológica o Psiquiátrica",null,null,null,null,null,"Incluido"]
[null,"-","Xifósis, lordósis y escoleosis, con periodo de espera de 2 años"]
[null,null,"no aplica reconocimiento de antigüedad",null,null,null,null,null,"Incluido"]
[null,"-","Reconocimiento de Antigüedad, previa comprobación",null,null,null,null,null,"Incluido"]
[null,"-","Incremento de Catálogo de Honorarios para enfermedades catastróficas",null,null,null,null,null,"Incluida"]
[null,"-","Trastornos Visuales, con periodo de espera de 18 meses",null,null,null,null,null,{"$f":"IF(I17<0,\"Excluido\",12000)","v":12000},{"$f":"IF(I57=\"Excluido\",\"\",\"M.N\")","v":"M.N"}]
[null,"-","Lente intraocular, con periodo de espera de 12 meses",null,null,null,null,null,{"$f":"IF(I17<0,\"Excluido\",3000)","v":3000},{"$f":"IF(I58=\"Excluido\",\"\",\"M.N\")","v":"M.N"}]
[null,"-","Cobertura Sin Límite de Edad (de acuerdo a la cláusula de edad)",null,null,null,null,null,"Incluido"]
[null,"-","Cobertura Integral Dental y Visión",null,null,null,null,null,"Incluido"]
[null,"-","Servicios de Asistencia",null,null,null,null,null,"Incluido"]
[]
[null,"-","Emergencia Extranjero con suma asegurada de 50,000 Dlls, deducible de 50 Dlls y coaseguro 0%",null,null,null,null,null,{"$f":"IF(COTIZACION!D21=\"si\",\"Incluido\",\"Excluido\")","v":"Excluido"}]
[null,"-","Cobertura Total en el Extranjero",null,null,null,null,null,{"$f":"IF(COTIZACION!D20=\"si\",\"Incluido\",\"Excluido\")","v":"Excluido"}]
[null,"-","Cobertura de Eliminación de Deducible por Accidente",null,null,null,null,null,{"$f":"IF(AND(COTIZACION!D15=\"si\",COTIZACION!D11<=50000),\"Incluido\",\"Excluido\")","v":"Excluido"}]
[null,"-","Cobertura de Indemnización por Enfermedad Grave",null,null,null,null,null,{"$f":"IF(OR(COTIZACION!D19=\"NO\",SUM(COTIZACION!A30:A37)<=0),\"Excluido\",COTIZACION!D19)","v":"Excluido"},{"$f":"IF(I66=\"EXCLUIDO\",\"\",\"M.N.\")","v":""}]
[null,"-","Cobertura de Visión Incremental",null,null,null,null,null,{"$f":"IF(COTIZACION!D18=\"SI\",\"Incluido\",\"Excluido\")","v":"Excluido"}]
[]
[null,"Se cobrará doble deducible y coaseguro de póliza, a los Asegurados que se atiendan en Hospiten México S.A de C.V"]
[null,"Se puede otorgar pago directo en la atención con médicos y hospitales en convenio, teniendo una disminución de $1,500 en el deducible y 5 puntos "]
[null,"porcentuales de coaseguro, siempre que la atención sea dentro de la misma zona de tarifa contratada o una zona menor (este beneficio no aplica  "]
[null,"para los siguientes hospitales: ABC Observatorio,  ABC Santa Fe, Ángeles del Pedregal, Ángeles Lomas, Ángeles Acoxpa,"]
[null,"Star Médica Lomas Verdes y Médica Sur, para estos hospitales aplica pago directo con deducible y coaseguro contratado)."]
[]
[null,null,"PARTICIPANTES"]
[null,null,"Nombre",null,null,null,null,"Edad","Sexo","Parentesco","Prima Neta"]
[null,null,null,null,null,null,null,null,null,null,"Anual"]
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[null,null,null,null,null,null,null,null,"Recargo por Pago Fracc.",null,{"$f":"+TITULAR!G17","v":0}]
[null,null,null,null,null,null,null,null,"Derecho de Póliza",null,{"$f":"IF(K86=0,0,IF(I37=\"EXCLUIDO \",0,+TITULAR!I25))","v":0}]
[null,null,null,null,null,null,null,null,"Subtotal",null,{"$f":"+K86+K88","v":0}]
[null,null,null,null,{"$f":"COTIZACION!D13","v":"CIUDAD DE MÉXICO"},null,null,null,"I.V.A.",null,{"$f":"+K89*TITULAR!K25","v":0}]
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[null,null,null,null,{"$f":"IF(COTIZACION!C42=\"\",\"\",COTIZACION!C42)","v":""}]
[]
[]
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[null,null,{"$f":"\"SEMESTRAL    (Recargo \"&COTIZACION!H39*100&\"%)\"","v":"SEMESTRAL    (Recargo 4.73%)"},null,{"$f":"+COTIZACION!H31","v":0},{"$f":"+COTIZACION!I31","v":0},{"$f":"+F96+E96","v":0}]
[null,null,{"$f":"\"TRIMESTRAL  (Recargo \"&COTIZACION!H40*100&\"%)\"","v":"TRIMESTRAL  (Recargo 6.99%)"},null,{"$f":"+COTIZACION!H32","v":0},{"$f":"+COTIZACION!I32","v":0},{"$f":"+F97*3+E97","v":0}]
[null,null,{"$f":"\"MENSUAL        (Recargo \"&COTIZACION!H41*100&\"%)\"","v":"MENSUAL        (Recargo 9.99%)"},null,{"$f":"+COTIZACION!H33","v":0},{"$f":"+COTIZACION!I33","v":0},{"$f":"+F98*11+E98","v":0}]
[]
[null,null,"Notas:"]
[null,null,"*Este producto cuenta con exclusiones y limitaciones, las cuales pueden ser consultadas en las Condiciones Generales del producto en la página"]
[null,null,"   www.segurosbanorte.com.mx"]
[null,null,"* Esta cotización tiene una validez de 15 días a partir de su fecha de elaboración. La edad limite de aceptación es hasta los 64 años.\n* El recargo por pago fraccionado está sujeto a cambio sin previo aviso."]
[]
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[]
[null,"Tarifa Total Vig: Marzo 01, 2022"]
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["FP"]
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[]
["IVA"]
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[null,null,"COBERTURAS OPCIONALES"]
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[null,null,"Emergencia en el Extranjero",null,null,{"$f":"IF(COTIZACION!D21=\"SI\",\"Incluido\",\"No Incluido\")","v":"No Incluido"}]
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[null,61,{"$f":"+TITULAR!J88","v":246556.09760000001},{"$f":"+TITULAR!K88","v":242204.41559999998},null,61,{"$f":"+CONYUGE!J82","v":245628.09760000001},{"$f":"+CONYUGE!K82","v":241276.41559999998}]
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[null,63,{"$f":"+TITULAR!J90","v":273808.68520000001},{"$f":"+TITULAR!K90","v":263431.64999999997},null,63,{"$f":"+CONYUGE!J84","v":272880.68520000001},{"$f":"+CONYUGE!K84","v":262503.64999999997}]
[null,64,{"$f":"+TITULAR!J91","v":288190.16800000001},{"$f":"+TITULAR!K91","v":274997.77799999999},null,64,{"$f":"+CONYUGE!J85","v":287262.16800000001},{"$f":"+CONYUGE!K85","v":274069.77799999999}]
[]
[]
[null,"SUMA ASEGURADA:",null,{"$f":"+D15","v":100000000}]
[null,"DEDUCIBLE:",null,{"$f":"+D16","v":10000}]
[null,"COASEGURO:",null,{"$f":"+D17","v":0.1}]
[]
[]
[]
[null,"EDAD","HOMBRE","MUJER"]
[null,"0 - 5",{"$f":"+TITULAR!J32","v":22384.554800000002},{"$f":"+TITULAR!K32","v":22396.572399999997}]
[null,6,{"$f":"+TITULAR!J33","v":22384.554800000002},{"$f":"+TITULAR!K33","v":22396.572399999997}]
[null,{"$f":"+B79+1","v":7},{"$f":"+TITULAR!J34","v":22384.554800000002},{"$f":"+TITULAR!K34","v":22396.572399999997}]
[null,{"$f":"+B80+1","v":8},{"$f":"+TITULAR!J35","v":22384.554800000002},{"$f":"+TITULAR!K35","v":22396.572399999997}]
[null,9,{"$f":"+TITULAR!J36","v":22384.554800000002},{"$f":"+TITULAR!K36","v":22396.572399999997}]
[null,10,{"$f":"+TITULAR!J37","v":22384.554800000002},{"$f":"+TITULAR!K37","v":22396.572399999997}]
[null,11,{"$f":"+TITULAR!J38","v":22272.823599999996},{"$f":"+TITULAR!K38","v":22098.243599999998}]
[null,12,{"$f":"+TITULAR!J39","v":22184.234399999998},{"$f":"+TITULAR!K39","v":22358.617200000001}]
[null,13,{"$f":"+TITULAR!J40","v":22052.156800000001},{"$f":"+TITULAR!K40","v":22231.5972}]
[null,14,{"$f":"+TITULAR!J41","v":21558.8436},{"$f":"+TITULAR!K41","v":21841.071599999999}]
[null,15,{"$f":"+TITULAR!J42","v":21634.2088},{"$f":"+TITULAR!K42","v":21536.142400000001}]
[null,16,{"$f":"+TITULAR!J43","v":21286.719200000003},{"$f":"+TITULAR!K43","v":20835.166000000001}]
[null,17,{"$f":"+TITULAR!J44","v":21387.047599999998},{"$f":"+TITULAR!K44","v":21116.9532}]
[]
[]
[null,"Nota: Esta cotización tiene una validez de 15 días apartir de su fecha de elaboración.  La edad limite de aceptación es hasta los 64 años. Incluyen I.V.A. Y derechos de póliza, no incluye recargo por pago fraccionado"]
[]
[null,{"$f":"+IMPRESION!B107","v":"Tarifa Total Vig: Marzo 01, 2022"}]

{"sheet":"Instrucciones","index":9,"n_rows":45,"n_cols":9,"rows_kept":45,"cut":false,"hidden":true,"merged":[[9,1,9,8],[16,1,16,8],[18,1,18,8],[19,1,19,8],[21,1,21,8],[11,1,11,8],[13,1,13,8],[20,1,20,8],[12,1,12,8],[17,1,17,8],[36,1,36,8],[32,1,32,8],[37,1,37,8],[43,1,43,8],[51,1,51,8],[35,1,35,8],[38,1,38,8],[40,1,40,8],[41,1,41,8],[42,1,42,8],[44,1,44,8],[29,1,29,8],[30,1,30,8],[33,1,33,8],[34,1,34,8],[28,1,28,8],[22,1,22,8],[23,1,23,8],[24,1,24,8],[25,1,25,8],[27,1,27,8],[26,1,26,8]]}
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2022-02-03"}]
[]
[]
[null,"INSTRUCCIONES"]
[]
[null,"Seguros Banorte elaboró para ti esta herramienta de sencilla utilización de la que . . . "]
[null," ¡Estamos seguros, te será de gran utilidad!"]
[]
[]
[]
[null,"1. Seleccione el TIPO DE COTIZACIÓN (Individual o Familiar)"]
[null,"2. Seleccione la fecha de PRIMER VIGENCIA en Seguros Banorte de la póliza a cotizar"]
[null,"3. Seleccione la SUMA ASEGURADA deseada"]
[null,"4. Seleccione el DEDUCIBLE deseado"]
[null,"5. Seleccione el COASEGURO deseado"]
[null,"6. Seleccione el ESTADO donde radica el cliente."]
[null," (El cotizador le asignará la Región que le corresponda)"]
[null,"7. Seleccione si desea COBERTURA DE ELIMINACION DE DEDUCIBLE POR ACCIDENTE  (\"SI\", \" NO\")"]
[null,"8. Seleccione si desea INCREMENTO EN SUMA ASEGURADA POR PARTO O CESÁREA (\"SI\", \"NO\")"]
[null,"9. Seleccione la SUMA ASEGURADA POR PARTO O CESÁREA"]
[null," (La base de suma asegurada es de $20,000)"]
[null,"10. Seleccione si desea COBERTURA DE VISION  (\"SI\", \" NO\")"]
[null,"11. Seleccione si desea COBERTURA DE INDEMNIZACION POR ENFERMEDADES GRAVES , la SUMA ASEGURADA"]
[null,"12. Seleccione si desea COBERTURA TOTAL EN EL EXTRANJERO  (\"SI\", \" NO\")"]
[null,"13. Seleccione si desea EMERGENCIA EN EL EXTRANJERO  (\"SI\", \" NO\")"]
[]
[null,"14. Si eligió la COBERTURA TOTAL EN EL EXTRANJERO"]
[null," deberá especificar la ZONA COBERTURA TOTAL EN EL EXTRANJERO a la que pertenece el cliente:"]
[null,"          A: Deberá elegir la opción A si reside hasta 20 kms de la franja fronteriza con los Estados Unidos de América"]
[null,"          B:  Deberá elegir la opción B si reside en alguna de las siguientes ciudades: BAJA CALIFORNIA NORTE, "]
[null,"               BAJA CALIFORNIA SUR, SONORA, CHIHUAHUA, COAHUILA, NUEVO LEÓN, CAMPECHE, YUCATÁN, "]
[null,"              QUINTANA ROO."]
[null,"          C:  Resto del país, excepto ZONA A Y ZONA B"]
[]
[null,"15. Si desea incrementar la base de honorarios quirúrgicos deberá indicar el porcentaje deseado en INC THQ"]
[null,"16. Indique el IVA que corresponde a su región (16%)"]
[null,"17. Llene el NOMBRE, SEXO y EDAD del Titular, Cónyuge y Dependientes (si fuera el caso)"]
[null,"18. Vaya al FORMATO DE IMPRESIÓN para obtener la COTIZACIÓN"]
[null,"19. Si desea obtener las Tarifas por Edad, después de haber efectuado una COTIZACIÓN podrá consultarlas en TARIFARIO"]

{"sheet":"Cotizador","index":10,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

{"sheet":"CAMBIOS","index":11,"n_rows":54,"n_cols":8,"rows_kept":54,"cut":false,"hidden":true,"merged":[]}
["CAMBIOS MEDICO TOTAL"]
[]
["HOJA FACTORES (TABLAS DE CALCULO)"]
["Tabla de Deducible"]
["Tabla de Eliminación de Deducible por Accidente"]
["Nueva Tabla de parto y cesárea"]
["Tabla de Enfermedades Graves"]
["Tabla de Tarifas"]
["Se agrega tabla de Base de honorarios"]
["Se modifica tabla de factores por región a quedar 4"]
[]
["HOJA TITULAR DEL COTIZADOR (CALCULO TARIFA)"]
["Modificación de costos cobertura Adicionales (dental, PAQ_ADIC, ASIST_IKE, CVISION)"]
["Se elimina la cobertura de Educasystem (maestro a domicilio)"]
["Se agrega costo por cobertura de parto y cesárea (amarrado a la tabla que se encuentra en factores)"]
["Modificación de costo de Derecho de Póliza a 700 pesos"]
[]
["HOJA COTIZACION (COTIZADOR)"]
["Se deja deducible mínimo en 6,000"]
["se modifica Querétaro a zona 4"]
["se modifican la tabla de estados por zona (sólo hay 4 zonas)"]
[]
["HOJA IMPRESIÓN (formato Cotización y Cuadro de especificaciones)",null,null,null,null,null,null,"CUADRO DE ESPECIFICACIONES IMPLICA"]
["Modificación de la cobertura de enfermedades catastróficas",null,null,null,null,null,null,"ü  Cuadro de especificaciones dentro del botón de “Cuadro de Especificaciones” en el paso 2 del cotizador."]
["Se elimina de cuadro de coberturas la cobertura de Servicio de Maestro a Domicilio",null,null,null,null,null,null,"ü  Cuadro de especificaciones dentro de la cotización. "]
["Se MODIFICA en el cuadro de coberturas la Cobertura de Dental para agregar Visión (REVISAR LAS AYUDAS PARA ESPECIFICAR ALCANCES Y EVITAR CONFUSION CON LA OPCIONAL)",null,null,null,null,null,null,"ü  Cuadro de especificaciones dentro del kit de impresión de la póliza.  "]
["Modificación de base de honorarios quirúrgicos y fórmula para calcularlo",null,null,null,null,null,null,"ü  Cuadro de especificaciones en el botón “Cuadro de Especificaciones” del Tarifario."]
["Modificación de la leyenda de beneficio por pago directo y una leyenda en NOTAS",null,null,null,null,null,null,"ü  Cuadro de especificaciones generado dentro del Tarifario."]
[null,null,null,null,null,null,null,"ü  Cuadro de especificaciones dentro de renovaciones Aviso de Renovación de Póliza"]
["MODULOS A IMPACTAR EN ESPACIO"]
["Tarifa de Línea"]
["Tarifa de Empleados"]
["Tarifario"]
["Renovación"]
[]
["CAMBIO EN NUMERO DE REGISTRO"]
["Solicitud "]
["Carátula"]
["Cuadro de Especificaciones"]
[]
["SABE"]
["Aplicar los cambios en la integración"]
["Considerar la nueva cobertura adicional para cobertura de parto y cesárea (adicional 17)"]
["No integrar la cobertura de educasystem (maestro a domicilio)"]
[]
["MODIFICACION EN CARTAS"]
["Cartas de Bienvenida"]
["Carta de Aviso de Renovación"]
["Carta de Renovación"]
[]
["MODIFICACION DE FORMATOS, TAMAÑO DE LETRA Y FORMATOS"]
["Solicitud"]
["carátula"]
["cuadro de especificaciones."]